[In all our client relationships, we are pleased to co-ordinate with and provide disclosures (with your written consent) to your external professional advisors: your attorney, accountant, business manager, trustee(s)…]. Have questions? Contact us. We're here to help.
Families
Economic uncertainties, tax and estate law changes, investment volatility: Managing your family’s financial health has never been more challenging. You may also be finding that there is no shortage of advice from any number of sources.
Have you done everything necessary to assure your family’s financial independence and success?
That said, following flawed advice is often cited as one of the top factors that can jeopardize your wealth over time.
You may be asking a number of key questions, including:
- How can we reduce our income taxes?
- What can we do to protect our assets for our retirement and as they pass to our children?
- How can we best manage our cash and savings to reach financial independence?
- What are the best strategies to educate our children?
- How can we protect against death, disability or liability?
- How much insurance should we have?
- How much should we contribute to our 401(k) and retirement plans and how should we invest the money?
Many find that having advice from a trusted professional can help them organize and take charge of their financial future.
As you seek a trusted source for your financial advice, we invite you to consider our “2nd Opinion” program for a complete, fiduciary & unbiased review of your financial program.
Retirement
As you seek a trusted source for your financial advice, we invite you to consider our "2nd Opinion” program for a complete, fiduciary & unbiased review of your financial program.
Building toward a worry-free retirement is often the focus of working years. As you plan for your retirement, you may be asking yourself:
- Am I on track to achieve a “work optional” independence, how much will I need and how much is enough?
- How can I better manage my taxes so there is more left to save or spend?
- Are there steps I could be taking to preserve my savings from market loss?
- Is my legal paperwork [Wills, POA, Healthcare Directive, Trusts, Beneficiary forms, Asset titling] up to date?
- Have I organized my financial life, so I can enjoy retirement with a high degree of peace-of-mind?
- Have I prepared my spouse with a reliable network of professionals to provide guidance upon my death? (Most often one spouse manages all of the financial affairs of a relationship.)
As you seek a trusted source for your financial advice, we invite you to consider our “2nd Opinion” program for a complete, fiduciary & unbiased review of your financial program.
Single Men & Women
Are your financial affairs organized to give you confidence, freedom and independence?
Whether you have been managing finances for some time or have only recently taken charge, there are often unique challenges that singles face. Especially during today’s uncertain economic times and volatile markets, you may be asking yourself:
Especially during today’s uncertain economic times and volatile markets, you may be asking yourself:
- How can I best organize my finances?
- How can I generate reliable income and stay ahead of inflation?
- How can I balance goals to support loved ones, philanthropic interests, and make sure my money lasts?
- How can I navigate a divorce?
Building a trusting relationship with a highly qualified, objective advisor can help address these and simplify your financial life. We specialize in creating a long-term professional relationship based on trust. We can help you take charge with a comprehensive plan that focuses on your needs and empowers you to make more informed, effective decisions. In return, you can gain time to focus on your family, career or enjoy more free time.
As you seek a trusted source for your financial advice, we invite you to consider our “2nd Opinion” program for a complete, fiduciary & unbiased review of your financial program.
Business Owners & Professionals
Are you doing all you can to optimize your business or practice… to build and support personal wealth?
Most business owners and professionals dedicate a significant parts of their lives to making it a success. Ever wonder whether the business is doing all it can for you? You may be asking yourself these questions:
- Are there strategies that could draw money out of my business tax free and allow me to diversify my wealth with outside investments?
- Am I getting the most tax advantages to preserve more of what the business earns?
- Am I doing all possible to protect my liability exposure?
- Could I free up more time to spend enjoying my family?
- What is my best exit strategy to insure the best outcome for myself and for my loyal key employees?
As you seek a trusted source for your financial advice, we invite you to consider our “2nd Opinion” program for a complete, fiduciary & unbiased review of your financial program.